Calculate∑ What your result means
Stamp duty (transfer duty) is calculated on marginal bands that rise with the property value, and each state sets its own bands and first-home-buyer concessions.
Australia Stamp Duty Calculator (NSW, VIC, QLD and more)
Estimate the transfer duty payable on a property purchase in your state.
Your details
$
Selected jurisdictionNew South Wales
Established-home first-buyer exemption$800,000
Concession applies up to$1,000,000
General established-home schedule; foreign-buyer, investor, vacant-land and regional rules are not silently added.◇ Your values stay in this browser.
Verified for 2026-27Methodology 2026-27.1 · reviewed 2026-08-08 · review by 2027-06-01
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Compare scenarios
Change property value to see how estimated stamp duty payable responds.
Understand your result
Clear context for the values above.
Estimated stamp duty payable
Estimated stamp duty payable is included so you can interpret this estimate and make a better-informed comparison.
Standard duty (no concession)
Standard duty (no concession) is included so you can interpret this estimate and make a better-informed comparison.
Property value + duty
Property value + duty is included so you can interpret this estimate and make a better-informed comparison.
Property value
Property value is included so you can interpret this estimate and make a better-informed comparison.
How to use this calculator
- 1Enter your current property value, state, first home buyer.
- 2Review the headline estimated stamp duty payable and the supporting figures beside it.
- 3Change one input at a time to see which assumption has the biggest effect.
- 4Confirm current Australian rates and thresholds with an official source before acting.
Explore this calculator
What your result means →The headline estimated stamp duty payable is based on the inputs currently shown above.Key terms explained →Review the key terms and figures used to calculate this result.How to use this calculator →Enter your figures, review the live result, compare scenarios, then save or print your estimate.The calculation formula →The calculation follows the standard formula for this calculator. Results update whenever an input changes.Worked example →Using the current values produces $23,438.Assumptions and limitations →Review the assumptions used to produce this estimate before relying on it.Costs or factors not included →Review any costs, fees or rules not automatically included before making a decision.Frequently asked questions →How accurate is this estimate? What should I check before relying on it? Can I save or share the result?
▦ How this calculator works
The calculator applies indicative marginal duty bands for the selected state (all 8 states and territories) to your property value. If you select first home buyer, a state-specific concession is applied: no duty up to that state's exemption threshold, half the standard duty up to its concession threshold, and standard duty above that — several states (SA and TAS on established homes, and NT) currently offer no established-home concession at all, while ACT has abolished conveyance duty entirely for first-home-buyer owner-occupiers.
◇ Assumptions and what's not included
Real state schedules include extra surcharges for foreign buyers and investors, regional/vacant-land variations, and NT in particular uses a continuous formula rather than fixed bands (approximated here) — these figures are indicative only and change with each state budget.
▤ What to do next
Use this for an early budgeting estimate, then confirm the exact figure with your state's revenue office calculator before exchanging contracts.
Australia-specific contextFigures use AUD and current published rates and thresholds.
Reviewed for clarityUpdated 3 August 2026.
ImportantFor planning and educational use — not tax, legal or financial advice.
Your privacy mattersInputs stay in your browser.
Frequently asked questions
Why does duty differ so much between states?+
Each state and territory sets its own duty schedule and concessions, so the same property value can attract very different duty depending on location.
Does the first-home-buyer concession apply everywhere?+
No — thresholds vary a lot by state, and some states (SA, TAS, NT) currently offer no duty concession at all for established homes, while ACT has abolished duty for first-home-buyer owner-occupiers entirely. This calculator uses a separate threshold pair for each state rather than one flat threshold.
Is stamp duty paid upfront?+
Yes, it's typically payable around settlement and needs to be funded outside your mortgage unless your lender allows capitalising it, which is uncommon.
Does this include foreign-buyer or investor surcharges?+
No, those additional surcharges (where applicable) are not included and should be checked separately if they apply to you.
Official references
Rules and thresholds used by this calculator are labelled for 2026–27 or formula-labelled period. Review the primary guidance before making a filing, borrowing, benefit or investment decision.
Last source review: 3 August 2026. Calculator results are estimates and may exclude circumstances described in the methodology.