Local rules
Calculations reflect guidance from Inland Revenue and responsible bodies.
PAYE Income Tax & KiwiSaver Deduction Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›Mortgage Repayment & Borrowing Power Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›Student Loan Repayment Calculator (Inland Revenue) built around New Zealand rules, rates, and NZD amounts.
View calculator ›KiwiSaver Retirement Savings Projection Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›Net Salary Take-Home Pay Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›Bright-Line Property Test & Capital Gains Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›Car Loan & Finance Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›Working for Families Tax Credit Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›ACC Levy Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›Student Allowance & Living Cost Calculator built around New Zealand rules, rates, and NZD amounts.
View calculator ›Choose a topic below to find tools built for NZD, local rules, and familiar number formats.
Income tax, deductions and take-home pay
Home, personal and vehicle financing
Interest, retirement and investment returns
Property taxes, fees and affordability
Percentages, dates, costs and utilities
BMI, calories and physical wellbeing
Pay, leave and employment planning
Family benefits and life planning
Fuel, vehicles and travel costs
Calculations reflect guidance from Inland Revenue and responsible bodies.
Results use the en-NZ locale and local number conventions.
Regional selectors support tax, property and benefit differences.
We review thresholds, rates and guidance as changes are published.
Our calculators use official guidance and transparent assumptions.
Results are estimates and are not a substitute for professional financial, tax, legal or medical advice.
ⓘ Check official guidance before making a decision.Yes. Currency, formatting and explanatory content are tailored to New Zealand.
Each calculator identifies its applicable period, update date and assumptions.
Amounts use NZD and the en-NZ number format.
We review them annually and whenever an official rule changes.